Benefits

Compare our fixed-income solution to other DeFi protocols'.

Fixed Rate Users

Fixed-rate users benefit from a guaranteed fixed rate staked by the opposing party. Users never have to maintain a certain collateralization ratio, nor do they have to rebalance positions manually.

Variable Rate Users

Variable-rate users receive periodic payouts, which they can hold or sell at opportune times to maximize yield, rather than having a protocol auto-compound tokens. Users gain access to the yield generated by the fixed-rate deposit.

Trading

At any time, users can sell their tokenized position on secondary markets and claim the value of their position at a discounted value.

Although NFT markets may be less liquid than AMMs for exiting positions before maturity, Lila Finance offers users no slippage when entering positions, claiming rewards during a position and at maturity—compare this to existing solutions where slippage is rampant in every interaction. Lila Finance plans to build a treasury to buy positions from its users and work with market makers to aid in the liquidity of secondary markets.